:root{
  --navy:#17324d; --navy-2:#0f2235; --sand:#f6f1e8; --sand-2:#ece3d3; --ink:#1d2430; --muted:#5b6673;
  --terra:#c8603b; --terra-2:#a84c2c; --white:#fff; --line:#e3dccf; --ok:#2f7d5a;
  --radius:14px; --max:1120px;
  --font:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif; --serif:"Fraunces",Georgia,serif;
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.6;font-size:17px}
img{max-width:100%;display:block} a{color:var(--navy)}
h1,h2,h3{font-family:var(--serif);line-height:1.15;margin:0 0 .5em;font-weight:600;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.5vw,3.2rem)} h2{font-size:clamp(1.5rem,3vw,2.1rem)} h3{font-size:1.2rem}
p{margin:0 0 1em} .wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.btn{display:inline-block;background:var(--terra);color:#fff;text-decoration:none;font-weight:600;padding:14px 24px;border-radius:999px;border:0;cursor:pointer;font-size:1rem;transition:background .15s,transform .15s}
.btn:hover{background:var(--terra-2);transform:translateY(-1px)} .btn.ghost{background:transparent;color:var(--navy);border:2px solid var(--navy)} .btn.ghost:hover{background:var(--sand)}
.btn.sm{padding:10px 18px;font-size:.95rem}
header.site{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:66px;gap:16px}
.logo{font-family:var(--serif);font-weight:700;font-size:1.25rem;color:var(--navy);text-decoration:none;display:flex;align-items:center;gap:8px}
.logo svg{width:28px;height:28px}
nav.main{display:flex;gap:22px;align-items:center} nav.main a{text-decoration:none;color:var(--ink);font-weight:500;font-size:.95rem}
nav.main a:hover{color:var(--terra)}
.hero{background:linear-gradient(180deg,var(--sand) 0%,#fff 100%);padding:56px 0 40px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:start}
.hero .lede{font-size:1.15rem;color:var(--muted);max-width:52ch}
.trust{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:18px;padding:0;list-style:none;color:var(--muted);font-size:.95rem}
.trust li::before{content:"✓";color:var(--ok);font-weight:700;margin-right:6px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 10px 30px rgba(23,50,77,.08);padding:26px}
section{padding:56px 0} section.alt{background:var(--sand)}
.grid{display:grid;gap:22px} .grid.c3{grid-template-columns:repeat(3,1fr)} .grid.c2{grid-template-columns:repeat(2,1fr)} .grid.c4{grid-template-columns:repeat(4,1fr)}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.step .n{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;margin-bottom:12px}
.kicker{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;color:var(--terra);margin-bottom:8px}
.faq details{border-bottom:1px solid var(--line);padding:14px 0} .faq summary{cursor:pointer;font-weight:600;font-size:1.05rem;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::after{content:"+";font-size:1.4rem;color:var(--terra)} .faq details[open] summary::after{content:"–"}
.faq details p{margin:10px 0 0;color:var(--muted)}
.hoods{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;padding:0;list-style:none}
.hoods a{display:block;padding:14px 16px;border:1px solid var(--line);border-radius:10px;text-decoration:none;font-weight:600;background:#fff}
.hoods a:hover{border-color:var(--terra);color:var(--terra)}
.cta-band{background:var(--navy);color:#fff;padding:48px 0;text-align:center} .cta-band h2{color:#fff} .cta-band p{color:#c9d3de;max-width:60ch;margin:0 auto 20px}
footer.site{background:var(--navy-2);color:#b8c4d0;padding:40px 0;font-size:.92rem}
footer.site .wrap{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px} footer.site a{color:#dde5ee;text-decoration:none} footer.site a:hover{color:#fff}
footer.site ul{list-style:none;padding:0;margin:0} footer.site li{margin-bottom:8px} footer.site .fine{grid-column:1/-1;border-top:1px solid #253d57;padding-top:18px;font-size:.82rem;color:#8d9bab}
/* quiz form */
.quiz{position:relative} .quiz .prog{height:6px;background:var(--sand-2);border-radius:99px;overflow:hidden;margin-bottom:18px} .quiz .prog i{display:block;height:100%;background:var(--terra);width:20%;transition:width .3s}
.quiz .q{display:none} .quiz .q.on{display:block} .quiz .q h3{font-size:1.35rem;margin-bottom:14px}
.opts{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:16px}
.opts label{border:2px solid var(--line);border-radius:10px;padding:14px;cursor:pointer;font-weight:600;display:flex;gap:10px;align-items:center;transition:border-color .15s,background .15s}
.opts label:hover{border-color:var(--navy)} .opts input{accent-color:var(--terra);width:18px;height:18px} .opts label:has(input:checked){border-color:var(--terra);background:#fdf3ee}
.field{margin-bottom:14px} .field label{display:block;font-weight:600;font-size:.92rem;margin-bottom:6px}
.field input,.field select{width:100%;padding:12px 14px;border:2px solid var(--line);border-radius:10px;font:inherit;font-size:1rem} .field input:focus,.field select:focus{outline:0;border-color:var(--navy)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.82rem;color:var(--muted);margin:10px 0 16px} .consent input{margin-top:4px}
.qnav{display:flex;justify-content:space-between;align-items:center;gap:10px} .qnav .back{background:none;border:0;color:var(--muted);cursor:pointer;font:inherit;text-decoration:underline}
.err{color:#b3261e;font-size:.9rem;min-height:1.3em;margin:0 0 8px}
.thanks{text-align:center;padding:20px 0} .thanks .big{font-size:3rem;line-height:1} 
.mini-cta{background:var(--sand);border-radius:var(--radius);padding:26px;margin:36px 0;display:flex;justify-content:space-between;align-items:center;gap:20px}
article .wrap{max-width:760px} article .meta{color:var(--muted);font-size:.92rem;margin-bottom:24px} article h2{margin-top:1.6em} article ul,article ol{padding-left:1.3em}
table{border-collapse:collapse;width:100%;margin:0 0 1.2em;font-size:.95rem} th,td{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top} th{background:var(--sand)}
.breadcrumbs{font-size:.88rem;color:var(--muted);margin:18px 0 0} .breadcrumbs a{color:var(--muted)}
.post-list{display:grid;gap:14px} .post-list a{display:block;padding:18px 20px;border:1px solid var(--line);border-radius:12px;text-decoration:none;background:#fff} .post-list a strong{display:block;font-size:1.08rem;color:var(--navy);margin-bottom:4px} .post-list a span{color:var(--muted);font-size:.93rem}
@media (max-width:860px){
  .hero .wrap,.grid.c3,.grid.c2,.grid.c4,footer.site .wrap{grid-template-columns:1fr} .hoods{grid-template-columns:1fr 1fr}
  nav.main a:not(.btn){display:none} .mini-cta{flex-direction:column;align-items:flex-start} section{padding:40px 0} .hero{padding:36px 0 28px}
}
@media (max-width:520px){.opts{grid-template-columns:1fr} .hoods{grid-template-columns:1fr} body{font-size:16px}}